Historical Offers Chart Now that my one-year anniversary has come around, it was time for my Citi ThankYou Premier retention call to make the decision we all face at this juncture: keep, cancel, or downgrade. When I called, the phone rep mentioned that I could only downgrade the Prestige card to the Citi ThankYou Premier card. Lo and behold, the representative presented me with the following offer: Downgrade to the Citi ThankYou Preferred, spend $500 in your first three months as a ThankYou Preferred cardholder, and get 6,000 bonus points in addition to those earned on spend. Citi Preferred is getting new bonus categories. Citi Rewards+. That all changed this past week when I was approved for the Citi Thank You Premier. So if you signed up for the Citi Prestige ® Card to take advantage of its generous travel perks - but now find the $495 annual fee is out of your reach - you can downgrade to a more moderately priced card, like the Citi Premier. Downgrade Options: Citi Premier ($95 annual fee, preserves ThankYou points) Citi Rewards+ (no annual fee, preserves ThankYou points) Citi ThankYou Preferred (no annual fee, preserves ThankYou points) Citi Double Cash (no annual fee; does NOT preserve your ThankYou points) Cancellation considerations: I was still able to downgrade the card. With AMEX charge cards such as the Platinum or Premier Rewards Gold card, you won't be able to downgrade to a no fee credit card-you'll need to apply and incur a hard inquiry. But a lot of people who are product changing the Premier card actually want to lower or remove the annual fee so they will look for . Also, you can potentially downgrade to the Citi ThankYou Preferred which has no annual fee. Citi Rewards+. The Citi ThankYou® Premier Card offers 40,000 bonus points after spending $3,000 in the first three months. For comparison, the Citi Premier offers 80,000 bonus points after spending $4,000 in the first . Nowadays Citi Prestige becomes weaker and weaker with a really high annual fee, and Citi Premier is a better choice for most people in my opinion. When you pay the $175 for an au platinum, they receive the exact same card as the primary. Make every moment and every point count. If I had gone with this strategy, I would have not been able to get the sign bonus on the Premier. It earns 2 points per dollar at . If you hold the Citi Premier, you might be tempted to product change to a few different options. That said, missing out on 20,000 bonus points isn't the biggest deal in the world. Related Credit Cards Recommended Downgrade Options. Breaking Points. The Citi Double Cash. In my situation, I applied for the Citi ThankYou Premier before requesting a downgrade for the Citi Prestige. In a few months time I could then convert that card to others. You'll be able to keep your ThankYou points alive this way. If you only hold the Prestige Card and you are concerned about the high annual fee: You could apply for the Citi Premier (assuming your Prestige Card bonus posted at least 24 months ago). In fact, I've had the same account number since I first opened my Citi Executive AAdvantage card years ago. Citi is a TPG advertising partner. Citi Custom Cash ($0) Citi Double Cash ($0) (beware, your points will expire after 60 days from downgrade) Citi Retention Offers for Prestige. Citibank will make 3 big changes to redeeming cash credits, paying with points, and points transfer. I signed up for the Citi ThankYou Premier credit card in July of 2015, when it still had its 50,000 ThankYou point sign-up bonus. Citi lets you do that? Many issuers including Citi have specific rules about what cards you can and cannot get in a product change. Citi physical credit cards cannot be expedited and will arrive after 7-10 business days. The offer Jordan received was still available, and I was thrilled! An authorized user (AU) on the Citi Premier Credit Card is not considered a primary cardholder, and therefore, the AU can apply for the Premier card . That original account number is the same one found on my new Citi ThankYou Premier card. The Citi Premier® Card has a modest $95 annual fee, making it easy to afford for most people. If the annual fee on his Citi American Airlines Platinum card will be due within 2 months, Kevin should remind . Citi Prestige® Card ($495) to Citi Premier® Card ($95) or Citi Rewards+® Card ($0) The Platinum Card® from American Express . joeheg July 3, 2019 - 3:31 pm. Here is a complete list of all Citi card downgrade options. Citi Premier Credit Limit. Bottom Line: The Citi Premier card earns 3x points for all airfare and hotels, dining, gas stations, and supermarkets, plus 1x points for all other purchases. Downgrading Citigold Checking Account to Basic. Cardholders can enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) booked through thankyou.com, once annually. Downgrade: Rather than paying the annual fee or canceling the card outright, I could instead ask for the card to be downgraded to a version of the card without an annual fee. New! The Citi Premier ® Card rewards you with ThankYou ® Points for dining at your favorite restaurant, picking up groceries, filling up at the pump, traveling to your next destination and everything in between. Downgrade options: The Citi Premier card ($95) can be downgraded to the Citi Rewards ($0), Citi Double Cash ($0), Citi AA MileUp ($0), Citi Costco ($0), or to the Citi AT&T Access ($0). We recommend you downgrade this card to these no annual fee cards that can earn TYP, because you can keep your TYP if so. That said, missing out on 20,000 bonus points isn't the biggest deal in the world. With your Citi Premier ® Card you'll earn 3X points on restaurants, supermarkets, gas stations, air travel and hotels, and 1X on all other . The Citi ThankYou® Premier Card is a card that can really rack up the points. The Citi ThankYou Premier card has a 50,000 point signup bonus after you spend $4,000 within the first three months of account opening. รับคะแนนสะสม 4 เท่า ที่ห้างสรรพสินค้าและร้านค้าปลอดภาษีกับ Citi Premier และรับส่วนลดภาพยนตร์ สิทธิที่จอดรถและสิทธิพิเศษอื่นๆ สมัครบัตรฯ ซิตี้ . Reply. So you should be able to downgrade a Citi Premier Card to a Citi Rewards+® Card and still be eligible to earn the sign-up bonus on the Citi Prestige card. The Citi ThankYou Premier card is comparable to the Chase Sapphire Preferred since it earns points on travel and dining. I asked if I could downgrade to the Citi Double Cash card, and she said, "yes"." From that lineup, the Citi Double Cash card stood out as the . Data points indicate the minimum initial credit limit is $2,000 for the Citi Premier® Card. I'm in the midst of a big wallet change up and this past week I pulled the trigger and added the Citi Thank You Premier back into the flock. Associated Credit score Playing cards Really helpful Downgrade Choices. Product changing and canceling a card can reset the clock. Wow. Filmed on this: http://amzn.to/2piKDY3 Click "SHOW MORE" for full list of camera gear. Downgrade Rules: Type of Cards Historical Offers Chart The Citi ThankYou Premier does come with an annual fee of $95. Citi ThankYou Premier: $95 annual fee, 3x on travel & 2x on dining (travel category is more broad than the Prestige card). I told her I'd think it over and call Citi back. Citi Premier Card . I asked if I could downgrade to the Citi Double Cash card, and she said, "yes". We recommend you downgrade this card to these no annual fee cards that can earn TYP, because you can keep your TYP if so. You'll earn the 80,000-point bonus, and you can then downgrade your Prestige Card to a Citi Rewards+. As long as you downgrade correctly, you should still be able to get a bonus every 24 months, but you must pay close attention. Citi Prestige ($495) You can downgrade the Citi Prestige ($495) to any of the following cards: Citi Premier ($95) Citi Rewards ($0) New! "I decided to ask what my downgrade options were, and [she] read through the predictable line of products including the Citi Preferred, Citi Premier (which I already held), and the Citi Rewards+. Other Citi Premier Card Benefits. Datapoint: Citi Premier downgraded to 5% Citi Dividend. For Citi Chairman, Prestige & Premier Members the transfer rate is 1:1. . From now until November 13, 2021 Citi ThankYou Points are Transferrable to American Airlines. I still haven't seen the annual fee for the Citi Premier card post to my account (I think that can take up to 60 days to appear) but my experience confirmed two things: You can downgrade the Citi Prestige Card for a full refund even after 30 days have passed since the annual fee posted. I just read a different article which gave me another thing to consider when looking to downgrade a Citi premier card (which I recently did but now regret!). However, the Citi Premier Card also charges a $95 annual fee - and although you have the opportunity to earn unlimited ThankYou points, claim a $100 annual hotel credit and take . Citi Rewards Plus Card ». If you downgrade this card to DC/Dividend, the TYP you earned from this card will expire in 60 days. I have the Premier and the Prestige, and I've been planning to downgrade my Citi Prestige to a Rewards+ card, but wondering if I should/can downgrade to Custom Cash. @Brian_Earl_Spilner wrote: The au gold card is just a downgraded version of the platinum, they don't get any of the perks of a platinum or a gold except the Amex hotel collection iirc. Citi Rewards+; Citi Premier (this post) Citi Prestige; Recommended Downgrade Options. Getting the Premier now, will also play into my overall ThankYou points strategy and giving me a new better downgrade path for my Citi Prestige. See, I never would have thought of applying for a second card that I already have. For most people, the card will not warrant paying this fee every year. Getting the Premier now, will also play into my overall ThankYou points strategy and giving me a new better downgrade path for my Citi Prestige. January 19, 2016, 11:00. by Chuck. How The Citi Prestige Card Downgrade Works. Citi likes to keep us on our toes. [ Blog Post ] https://blog.asksebby.com/best-downgrade-options-for-the. 3x earning on travel (which includes Lyft/Uber, which is for many the biggest travel expense), 2x on dining and entertainment, 2x on everything else with Double Cash, access to Mastercard, etc. Credit Score Needed: According to Credit Karma, individuals with the Citi Thank You Premier card have an average credit score of 793 with a low of 745 and a high of 819. For Preferred & Citi Rewards+ the transfer rate is 2:1. Is the Citi Premier Card hard to get? Citi ThanksYou Points Transferrable to AA. Considering signing up for a Custom Cash or Double Cash card, then downgrading Prestige to Rewards+. If you downgrade this card to DC/Dividend, the TYP you earned from this card will expire in 60 days. But when you downgrade (also known as a product change) from the Citi Premier to the Citi Rewards+ card, you're ineligible to receive a sign-up bonus on a card. 24 Month Rule (ThankYou Cards): To get bonus on any ThankYou card, you must wait 24 months after receiving a new cardmember bonus or closing any ThankYou card account.Applies to Preferred, Premier, Prestige, and Rewards+. When redeemed . The Citi Rewards+® Card can be a great $0-fee option if you are looking to downgrade or combine points from the Citi Premier® Card or Citi Prestige® Card. Velocity Rules: Max 1 personal card per 8 days.Max 2 personal cards per 65 days. It is also good if you can use the $100 annual hotel benefit. I phoned Citibank this morning and I asked if I could downgrade the Thank Your Premier to the Dividend card. So my current plan is to downgrade Person 1's Citi Premier card to the only other Citi card that I want. Transfer bonuses are helpful too. Citi Premier gets new earning categories, and spending points on paid travel will no longer be as lucrative (making points-to-miles transfers the only good option). . If Citi allows a Premier to Preferred downgrade, and still considers it the same account, rather than a closure, the points should not expire, but confirm this with customer service. With the Citi Premier® Card, you'll earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Downgrade or apply for SUB? As of July 8, new cardholders of the Citi Premier® Card can earn 80,000 bonus ThankYou® Points when they spend $4,000 in purchases within the first three months of account opening. Citi Rewards+; Citi Premier (this post) Citi Prestige; Recommended Downgrade Options. Citi Rewards+ Student; Citi Rewards+; Citi Premier (this post) Citi Prestige; Recommended Downgrade Options. Citi Application Tips. I just got off the phone with a rep trying to downgrade my Citi Thank you premier as I am coming close to hit my AF. One credit card that is not in my wallet yet — but has been on my radar — is the recently refreshed Citi Premier® Card.With a 60,000-point bonus (after spending $4,000 in purchases in the first three months) and bonus points on a wide array of spending categories, this . I decided to ask what my downgrade options were, and she read through the predictable line of products including the Citi Preferred, Citi Premier (which I already held), and the Citi Rewards+. If you're in a similar situation, be sure to apply for the new Citi card first before requesting a product change for the old card. With your Citi Premier ® Card you'll earn 3X points on restaurants, supermarkets, gas stations, air travel and hotels, and 1X on all other . The rep initially thought the Dividend wasn't still an option, but surprise, surprise it still was! I tried to downgrade to the preferred with no AF but unfortunately the rep tells me that my account can't downgrade at the moment to any card, please try to call again next month (my AF is going to hit me in the next week or two). See PSA: Don't Close Citigold . The Double Cash earns 2% back on all purchases. I find it interesting that Credit Karma has a such . Called in for an offer. It was late last year when I finally lost patience with the seemingly endless benefit devaluations that the Citi Prestige Card has seen but I only canceled the card this month to ensure that I rolled into a new cardholder year and could make one last use of the $250 travel credit that the Prestige Card offers. Data Point. Citi is revamping its Premier and Preferred cards. Citi Rewards+. Citi offers a lot of different credit cards, but I can make this move only within its family of American Airlines co-branded cards; I can't switch to the Citi Premier® card*, for example. The Citi Double Cash Card Has No Annual Fee, Which Means Kevin Never Has to Cancel It. The Citi Premier can be a good fit if you want a travel credit card that lets you redeem your points for award travel with different airlines. The Premier card has an attractive intro . Starting December 20, 2020 Citibank's PremierMiles, which is one of the best attainable travel credit cards in the Philippines, is getting a downgrade to its rewards program. The Citi Premier card offers a few spending category bonuses (3x on travel, restaurants, supermarkets, and gas stations,). You might be wondering how to actually cancel or downgrade your credit cards. Requesting an upgrade or downgrade is also a great way to manage how much you spend on annual fees each year. Citi Rewards+. Citi Premier card review: A record-high 80,000-point welcome bonus, with great options for earning and redeeming rewards - Travel Update - Watch Youtube HD Video Online. Unfortunately, Citi's retention department has been and is still closed. My annual fee posted for my Premier. But if your card is switching from a Mastercard to a Visa (or vice versa) the number will change. A person with the American Express Premier Rewards Gold the average credit score is 726, with a low of 676 and a high of 804. Cancel In my opinion this should always be your last option, I don't really see any point in cancelling if you can pick up a Citi Dividend for free. But in June 2020, I proceeded to downgrade my Citi Premier to the no-annual fee and now-defunct Citi ThankYou Preferred Card (which was replaced by the Citi Rewards+® Card). By converting his Citi American Airlines Platinum card to the Citi Double Cash card, Kevin can begin establishing a long-term relationship with Citi.. Earning Citi ThankYou Points with the Premier Card That is the way I understand it as well after speaking to a couple phone reps. In this guide, we'll walk you through all the rules, processes and options. #3. You can wash your hands of the annual fee quite easily if you have paid hotel stays. Citi Premier; Citi Custom Cash; Citi Rewards+; Citi Double Cash (earns cash back but can transfer to ThankYou if you have a Premier or Prestige) Bottom Line. The main scenarios under which we'd recommend downgrading rather than canceling the card is: 1. This Will Help Him Build Trust With the Bank! July 19, 2021. Alternately, the Citi Prestige® Card . The only downside to converting the Premier card to a non-ThankYou card is that I need to use the Thank You points allocable to the Premier card within 60 days of conversion, or they will expire. I was planning to downgrade the Citi Prestige to the Premier when my annual fee was due. These days Citi Status turns into weaker and weaker with a extremely excessive annual price, and Citi Premier is a better option for most individuals in my view. But there also no need for both of us to have a Citi Premier card. Your spending limit can be higher if you have excellent creditworthiness, a high annual income, and other factors can also apply. If you wanted to go to a more premium card, you could look into upgrading to the Citi Prestige. I was planning to downgrade the Citi Prestige to the Premier when my annual fee was due. Generally, you can only product change within the same card family as your existing . We recommend you downgrade this card to these no annual fee cards that can earn TYP, because you can keep your TYP if so. Downgrade Citi Credit Cards: Thank You Downgrade Citi Prestige Card Options ($495) Citi Thank You Premier ($95) No Fee Citi Thank You; Citi Rewards+ Card; Citi Double Cash; Time Frame: Downgrade Eligibility. 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